Mortgage management Dénia Jàvea Moraira Benissa La Sella
If your desire is to obtain financing for the purchase of your home, we help you negotiate with banks to obtain your loan or mortgage in the best conditions for you.
We can advise you and study with you the different mortgage loan options and inform you of the expenses that your purchase and mortgage would bring, such as: Notary, Registry, taxes, writing management, appraisal, housing insurance, etc.
Contact us if you want more information.
The EU fails against the banks and fixes the total refund of what is collected by floor clauses
Holidaydream real estate news
The bank must return to its customers what has been collected by opaque floor clauses with total retroactivity.
The European Court of Justice today ruled in favor of establishing a total retroactivity in the return of the opaque floor clauses of the mortgage contracts. The verdict is a tremendous blow for the banking sector, which must return all the money collected under these clauses.
The judgment of the Luxembourg Court establishes that in the case of ground clauses that are void because of their opacity, the bank must return the amount collected by them to its customers with total retroactivity, and not since May 2013.
But this does not mean that financial institutions are obliged to return the money ex officio.
From the legal team Holidaydream, we encourage you to contact us and we will advise how to claim the money you overpaid.