🏡 ITP 2025 in the Valencian Community: how much do you pay when buying a house on the Costa Blanca?
📌 What is the ITP and how does it affect home buying in 2025?
The Property Transfer Tax (ITP) is a regional tax that is applied to the purchase of second-hand homes. In the Valencian Community, its regulation and tax rates vary with respect to other regions of Spain.
At Holidaydream Homes Costa Blanca, with extensive experience in selling properties in Moraira, Jávea, Calpe, Benissa, Altea and Benitachell, we explain what you should take into account about the ITP in 2025 if you are thinking of buying a home in the area.
💶 ITP rates in the Valencian Community in 2025
From 2025, the ITP in the Valencian Community is applied according to the value of the property, with a system of brackets:
- 🟢 10% for homes up to €999,999
- 🔵 11% for homes from €1,000,000
This tax is levied on the greater of :
- The value declared in the deed of sale
- The cadastral reference value set by the General Directorate of the Cadastre
💡 Important: If the declared value is lower than the reference value, the administration will apply the reference value as the taxable base. If the declared one is higher, that will be applied.
🧾 Practical examples
- 🔸 Purchase of a home for €850,000
→ ITP = 10% on €850,000 = €85,000 - 🔸 Purchase of villa for €1,200,000
→ ITP = 11% on €1,200,000 = €132,000 - 🔸 If the reference value is €950,000 and the declared price is €900,000,
the ITP will → be applied on €950,000 - 🔸 If the reference value is €1,050,000 and the declared value is €980,000,
→ 11% will be applied on €1,050,000
🏠 What if the property is new-build?
The ITP does not apply to new-build homes. In this case, the following is paid:
- 10% VAT
- 1.5% of AJD (Stamp Duty) in the Valencian Community
At Holidaydream Homes we also offer newly built villas, Ibiza-style villas and building plots, with full advice on all tax aspects.
✅ Reduced ITP rates in the Valencian Community (2025)
In certain cases, buyers can benefit from reduced rates, if specific requirements are met:
- 8% for people under 35 years of age who buy their first main residence, with a price ≤ €180,000
- 6% for large families, single-parent families or people with disabilities (habitual residence)
- 4% in special cases (such as VPO), which are rare in the second home market on the Costa Blanca
📌 These types require documentary justification and compliance with income limits.
🔍 Holidaydream Homes advises you to buy with total clarity
At Holidaydream Homes Costa Blanca we not only help you find the perfect property, but we accompany you in all phases of the process:
✔️ Verification of the reference
✔️ value Exact calculation of the ITP and associated
✔️ expenses Legal, tax and notary support Personalized
✔️ management for international buyers
📩 Are you considering buying on the Costa Blanca in 2025?
Whether you are looking for a Mediterranean house, a rustic finca, an apartment with sea views or a plot to build the house of your dreams, we take care of everything so that you buy safely and confidently.
➡️ Contact us and receive professional, clear advice tailored to your needs.
Sonya González | José Luis Nieto
CEO | Founding Partners | Sales Managers
+34 678 534 938 | +34 678 959 272
